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The Mint Edition

Retiring with A Cash Reserve

May 22, 2019

Many people want to enter retirement with a) investments that may have benefited from years of growth and compounding, b) a manageable debt position, and c) a cash reserve for emergencies. Just how large should that cash reserve be? There is no simple answer to that question because the answer is different for each retiree.


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The Meaning Of “Retirement”  

May 22, 2019

Americans across different age groups seem to share a common vision of what their retirements will be like, a new whitepaper from the Transamerica Center for Retirement Studies suggests.

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Golf Tip

May 22, 2019

Your address position might be affecting your putting

If your putts often come up short, the way you address the ball might be the culprit. Your stance over a putt should allow the putter to strike the ball when the putter is either level to the ground or about a quarter-inch above the ground at the moment of impact.

Source: GolfInfluence.com


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In Retirement, Your Spending Could Fluctuate

April 24, 2019

Your retirement income strategy will almost certainly evolve. How much you spend will vary from year to year, and in some years, you will spend more on some things than others. At the start of your retirement, you may spend more than you think. A recent J.P. Morgan Asset Management analysis of more than 5 million Chase accounts confirms this tendency.

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Pet Ownership Could Correlate With Healthier Aging

April 24, 2019

Each fall, the American Association of Retired Persons (AARP) and the University of Michigan sponsor a National Poll on Healthy Aging. In the 2018 poll, a majority of adults aged 50-80 said that they owned a pet, and many reported distinct benefits from that friendship. Eighty-six percent said that their pet(s) made them feel loved, and 79% credited their pets for reducing stress in their daily lives.

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Health Tip

April 24, 2019

Try the talk test when you walk, bike, or run

To make sure your aerobic workouts are really working, try talking with your walking, running, or cycling partner (or yourself) for about ten minutes after you begin. During a brisk, challenging workout, the conversation should take some effort. If you can talk smoothly, you may need to increase the pace of your workout to see real aerobic benefits. 


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Dealing With A “Surprise” Retirement 

March 20, 2019

For years, you have imagined the way your “second act” will unfold: when it will start, what you will do, and where you will be. Then life hands you a wild card. You are forced to retire years earlier than you planned and with little notice. How do you adjust?


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Could Working A Little After 70 Become Routine? 

March 20, 2019

Some baby boomers and Gen Xers hope that they can work into their seventies. Is that hope unfounded? It may not be. Consider the nation’s shifting generational demographics, and how they may reshape the workforce.

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Southern Buttermilk Biscuits - Recipe

March 20, 2019

Southern Buttermilk Biscuits

[serves 9] Ingredients

2 cups Southern all-purpose flour (White Lily or other brands, plus more for kneading

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How Can A Woman Try To Prevent Outliving Her Money?

February 20, 2019

Certain financial decisions may help a woman grow and sustain her retirement assets across the decades to make up for time out of the workforce and the prevalent earnings gender gap. Obviously, one fundamental move would be to start saving and investing for retirement as early as possible – but other, sometimes underrecognized choices may also allow a woman to make more financial progress. 


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Fighting Food Insecurity

February 20, 2019


Nearly 5 million American seniors cannot regularly go out and get the nutritious food they need to eat in order to stay active and healthy. This may have to do with a lack of money, a lack of access, or even, a lack of awareness. This problem is called “food insecurity,” and it is no small social issue. Nor is it one only poor seniors face. 

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Travel Tip

February 20, 2019

Enjoy a pricy restaurant at lunch

One way to save money while sampling fine cuisine: eat lunch at a highly regarded eatery rather than dinner.

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Can You Psych Yourself Up To Save More?

December 18, 2018

You have probably spent decades saving for retirement, and you might have a decade or more of saving to go before you actually retire. At times, your resolve may be tested. The stock market may falter; household money pressures may mount; new near-term priorities may arise. What can you do to stay on point and…

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New Ingredients Enhance Culinary Tours

December 18, 2018

If some of your fondest travel memories center on the cuisine you have savored abroad, you may be intrigued to know how culinary vacations are taking on a whole new flavor. The new trend is toward a deep food experience: exploring the origin and culture giving birth to the food, not merely the food alone.…

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Health Tip

December 18, 2018

Scrub your hands when you wash them! Some people wash their hands more thoroughly than others, and thorough is good. Start by wetting your hands, then apply enough soap to get a good lather going. Then, vigorously scrub your hands, your fingernails, and between your fingers for 15-20 seconds. This scrubbing is what removes the…

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November Travel Tip

November 27, 2018

Going abroad? Bring medications and supplements in original packaging. In other countries, you may end up getting generics rather than brand names, and supplements and vitamins may come in different forms than you expect. Ask your physician for the exact generic names of the drugs you take.

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The May-December Retirement Challenge

November 27, 2018

When one spouse or partner is considerably older than the other, retirement may unfold differently for that couple than it does for others. Most importantly, the younger spouse or partner must realize how self-reliant he or she may need to be decades from now. If you are a Gen Xer married to or partnered with…

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Retirement Planning Continues After You Retire

November 27, 2018

It can be easy to think of retirement planning as a means to an end: a series of purposeful meetings leading up to a life transition. This transition is not the end of retirement planning. Think of this transition (and the steps preceding it) as the first phase. The second phase focuses on managing your…

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Social Security Benefits Set To Grow 2.8% Next Year

October 24, 2018

In 2019, seniors collecting Social Security will get their biggest “raise” since 2012. Benefits are of course keeping up with the rise of the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) that the federal government uses as a guide for cost-of-living adjustments (COLAs). This 2019 adjustment follows a 2.0% boost in…

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TRAVEL TIP

October 24, 2018

Avoiding the crowds may not require rising at the crack of dawn Some longstanding travel wisdom says that to really experience a great natural landmark or iconic tourist attraction, you should get up with the dawn and arrive there early in the morning. That way, you will have the place all to yourself. In some…

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Three Years Or Less To Retirement? Get Ready

October 24, 2018

If retirement feels less like a possibility and more like an oncoming certainty, then it is time to respond. This is the time to firmly decide whether you want to “age in place” in your current home or relocate. This is when you work on sustaining the friendships you have made in your career, while…

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